Of course, this will depend on your taste if you do not care a bit, or if you are fed up comments ghostly.
These include the current monthly payment, current interest rates, years left on the first mortgage, balance left on the first mortgage, the new interest rate, the new type of interest, and the new term of the loan in years.
Generally, when you apply for a mortgage in real time, you will get the best rates relevance as possible.

When refinancing an existing loan, it is important to know that the borrower expects the lender.

In both cases, the loan is secured on the same property - as for a house.

The monthly payment is stable, no risks are taken, no surprises are received.